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Accounts are provided a 30-day grace period upon enrollment to make your initial deposit or inbound transfer.3) If you establish a GDF deposit of 20 ounces of Silver or more, the fee to maintain a Demand Account is waived.General Development Fund: A General Development Fund contract is a term agreement between a depositor and the Free Lakota Bank.Your deposit is recorded in ounces of metal – the quantity of which do not fluctuate in “value”.2) Because establishment of GDF accounts are accepted at the bank’s discretion, not always available and linked to a specific bank investment, early exits from GDF contracts are not permitted.

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Silver accounts are designated by the ounce with the XAg symbol, Gold deposits are designated by the ounce with the XAu symbol, and OCX accounts by the currency value with the symbol OCX (local deposits only).